10 templates · live calculations · PDF & Excel export

Know exactly where
every dollar goes.

Choose a budget template, fill in your numbers, and watch the totals calculate live. Track budgeted vs actual, spot overruns instantly, download as PDF or Excel.

10templates
12currencies
100%free
0data sold
Personal Monthly● Live

Income

$4,200

Expenses

$3,120

Net

$1,080

🏠 Housing
$1350$1350
🛒 Food
$500$420
🚗 Transport
$280$310
🎯 Savings
$600$600
Unallocated$1,080

Templates

A budget built for your situation

Each template comes pre-loaded with the right categories and typical amounts. Customise anything.

👤Popular

Personal Monthly

Personal

All-purpose monthly budget tracking income, fixed expenses, variable spending, and savings goals.

💰 Income🏠 Housing🛒 Food & Groceries🚗 Transport+4 more
8 categoriesUse template →
👨‍👩‍👧‍👦Popular

Family Household

Family

Built for households with children — covers childcare, education, family activities, and shared expenses.

💰 Household Income🏡 Housing & Utilities🛒 Groceries & Food👶 Children+4 more
8 categoriesUse template →
🎓

Student Budget

Student

Designed for university / college life — balances tuition, accommodation, social spending, and tight income.

💰 Income🏠 Accommodation🍕 Food📚 Education Costs+4 more
8 categoriesUse template →
🚀Popular

Business Startup

Business

Tracks revenue, cost of goods, operating expenses, payroll, marketing, and runway for early-stage companies.

💰 Revenue📦 Cost of Goods / Services👥 Payroll & HR🏢 Office & Facilities+4 more
8 categoriesUse template →
📋

Project Budget

Project

Track scope, labour, materials, and contingency for any one-off project from construction to software delivery.

💰 Funding / Budget Allocation👷 Labour Costs🔧 Materials & Equipment🏢 Office & Admin+3 more
7 categoriesUse template →
💍Popular

Wedding & Event

Event

End-to-end wedding or major event budget covering venue, catering, entertainment, and all the details.

💰 Contributions & Gifts🏛️ Venue🍽️ Catering & Drinks👗 Attire+5 more
9 categoriesUse template →
✈️

Travel Budget

Travel

Plan and track every cost of a trip — flights, accommodation, food, activities, and the unexpected.

💰 Trip Fund✈️ Flights & Transport🏨 Accommodation🍜 Food & Drink+4 more
8 categoriesUse template →
💻

Freelancer / Self-Employed

Freelance

Manage variable income, set aside taxes, track business expenses, and protect your income floor.

💰 Client Income🧾 Tax Provisions💼 Business Operating Costs🏠 Home Office+3 more
7 categoriesUse template →
🤝

Non-Profit Organisation

Non-Profit

Programme-based budget covering grants, donations, staffing, operations, and mission delivery costs.

💰 Funding & Income🎯 Programme Delivery👥 Staffing🏢 Office & Admin+3 more
7 categoriesUse template →
⚖️

Zero-Based Budget

Zero-Based

Assign every dollar of income to a category so income minus expenses equals exactly zero. Complete control.

💰 Total Income❤️ Giving🎯 Saving🏠 Housing+5 more
9 categoriesUse template →
Start with a blank budget →

From zero to clarity in minutes

1
📋

Pick a template

Choose from 10 templates — personal, family, student, business, travel, and more. Each is pre-loaded with the right categories.

2
✍️

Enter your numbers

Fill in your income and planned spending. Add or remove any category or line item. Totals update live as you type.

3
📊

Track actuals

As the month progresses, enter actual amounts. See immediately where you're over or under against your plan.

4
⬇️

Export or save

Save to your account to return any time, or download a formatted PDF or Excel file to share or archive.

Everything you need to budget well

📊

10 smart templates

Personal, family, student, startup, travel, wedding, freelance, nonprofit, project, and zero-based — each with the right categories pre-loaded.

⚡

Live calculations

Every number updates instantly. See your total income, total expenses, net balance, and savings rate as you type.

🎯

Budgeted vs actual

Track planned versus real spending side by side. Colour-coded variances show exactly where you're over or under.

💱

12 currencies

USD, EUR, GBP, KES, NGN, ZAR, GHS, UGX, CAD, AUD, INR, JPY — switch at any time.

📥

PDF & Excel export

Download a formatted PDF to print or share, or export as XLSX to work in your spreadsheet.

☁️

Save & sync

Save unlimited budgets to your account. Access from any device and track progress over time.

🔧

Fully customisable

Add, rename or delete any category or line item. Mark items essential or recurring. Build exactly the budget you need.

🔒

Private by default

Your financial data stays in your account. Nothing is shared or sold.

Common questions

Take control of your money —
starting today.

Pick a template and have a complete budget in under 5 minutes. Free, no sign-up required to start.

Start planning now — free